Job Role Overview

This Junior Credit Analyst position offers permanent, full-time employment to recent finance graduates. The total cost to company is between R30,000 to R35,000 per month, with attractive incentives.

Benefits include a group risk package and medical aid, providing peace of mind and extra support for you and your family.

Day-to-day, you’ll play a key part in reviewing credit applications, managing accuracy checks, and supporting risk assessments with hands-on mentorship.

Working in a dynamic asset and equipment finance firm, you’ll interact closely with internal teams, salespeople, brokers, and clients at multiple levels.

The company values a vibrant, detail-oriented personality willing to learn and grow in a professional setting.

Responsibilities and Daily Tasks

Your primary responsibilities include capturing and verifying incoming credit applications with full attention to detail and compliance.

You will carefully assess supporting documents, analyse bank and financial statements, and conduct thorough credit bureau checks as part of initial screening.

Expect frequent communication with sales, suppliers, and clients to obtain missing information and clarify application queries.

Tracking applications to ensure timely turnaround, escalating risks, and assisting in credit paper preparation are essential aspects of your daily routine.

Moreover, you’ll support improvements in document control and workflow efficiency to keep processes smooth and efficient.

Main Benefits

This role stands out for its supportive training with hands-on coaching, ideal for graduates launching a financial career.

The attractive CTC offering and bonus structure provide stable, long-term earning potential with medical aid as added security.

Potential Downsides

As a junior-level role, tasks may become routine or repetitive, focused on data entry and compliance checks.

Additionally, you’ll need to maintain high accuracy under pressure and cope with meeting tight deadlines.

Verdict

For recent graduates seeking a strong start in finance, this Junior Credit Analyst offer is a great career move.

The position promises skill-building, growth and a welcoming company culture – a good fit for anyone eager to learn and contribute.